Investing

Dividends

It is important to understand how dividends (taxable payments to shareholders) fit with your long-term goals.

Exchange-Traded Funds

ETFs have unique attributes and attempt to track all types of indexes, industries, or commodities.

Growth Stocks vs. Value Stocks

The labels “growth” and “value” reflect different approaches that can be used when making investment decisions.

Mutual Fund Taxes

Mutual fund taxes can be cumbersome, but there are ways to help mitigate the amount of taxes you may owe.

Zero-Coupon Bonds

Zero-coupon bonds represent a type of bond that does not pay interest during the life of the bond.

Diversification

An important element to successful investing is to manage investment risk while maintaining the potential for growth.

Types of Bonds

Bonds are issued by many entities and share many characteristics, each type of bond has certain benefits and risks.

Bonds

A bond is simply evidence of a debt from a government entity or a corporation and represents a long-term IOU.

RAMOS helping small business

We feel strongly that our emphasis should remain on investment management, we have partnered with trusted service professionals to provide independent advice in other areas.